Home Market Value VS Replacement Cost

All, Home & Renters, Living Adventures, Personal, Preferred Movement     by Matt House

Ohio Insurance

Ohio Insurance | home-market-value-vs-replacement-cost

Over the years we have heard many questions concerning the home market value vs replacement cost when it comes to insuring a home. There are times where homeowners insurance costs are higher and other times where the cost is less than what the home is actually valued at, which when taken at face value does seem a little strange. The cost of your insurance policy should be inline with what you home is worth on the market, right? Well, that’s not necessarily true, because when it comes to insuring your home your are actually insuring the cost it would be to replace it.

Here’s a quick little video that our agency principal Dan and one of our agents Amanda put together that explains how it all works. It’s quite easy to understand; however, if you are still a little unsure about anything, please do not hesitate to contact us for more information. Hey, that’s what we’re here for!

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