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Ben Franklin was paying it forward in 1786 when he “loaned” Benjamin Webb some money to start a business and enclosed the following with the money:

“I do not pretend to give such a deed; I only lend it to you. When you […] meet with another honest Man in similar Distress, you must pay me by lending this Sum to him; enjoining him to discharge the Debt by a like operation, when he shall be able, and shall meet with another opportunity. I hope it may thus go thro’ many hands, before it meets with a Knave that will stop its Progress. This is a trick of mine for doing a deal of good with a little money.”