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Fill Your Happiness Bank

Fill Your Happiness Bank

Couple Old HappyThis is one of those things you read on the internet and you have no idea if the story is true or not.  The cool thing is that, in this case, whether the story is true or not doesn’t matter, the lesson is certainly true.

The 92-year-old, petite, well-poised and proud lady, who is fully dressed each morning by eight o’clock, with her hair fashionably coiffured and makeup perfectly applied, even though she is legally blind, moved to a nursing home today.

Her husband of 70 years recently passed away, making the move necessary.  After many hours of waiting patiently in the lobby of the nursing home, she smiled sweetly when told her room was ready.

As she maneuvered her walker to the elevator, I provided a visual description of her tiny room, including the eyelet sheets that had been hung on her window.

“I love it,” she stated with the enthusiasm of an eight-year-old having just been presented with a new puppy.  “Mrs. Jones, you haven’t seen the room just wait.”

“That doesn’t have anything to do with it,” she replied.  “Happiness is something you decide on ahead of time. Whether I like my room or not doesn’t depend on how thefurniture is arranged.. it’s how I arrange my mind. I already decided to love it. It’s a decision I make every morning when I wake up. I have a choice; I can spend the day in bed recounting the difficulty I have with the parts of my body that no longer work, or get out of bed and be thankful for the ones that do.

Each day is a gift, and as long as my eyes open I’ll focus on the new day and all the happy memories  I’ve stored away just for this time in my life.  Old age is like a bank account: you withdraw from what you’ve put in. So, my advice to you would be to deposit a lot of happiness in the bank account of memories. Thank you for your part in filling my Memory bank. I am still depositing.”

Remember the five simple rules to be happy:

1. Free your heart from hatred.
2 Free your mind from worries.
3. Live simply.
4. Give more.
5 Expect less

7 Lessons Crucial To Leadership: # 1 Be A Surgeon, Not A Swordsman

7 Lessons Crucial To Leadership: # 1 Be A Surgeon, Not A Swordsman

swordsmanA surgeon and swordsman both use sharp tools to cut human flesh, but the similarities pretty much end there.  A surgeon uses a precise instrument to make the smallest incision possible in hopes of saving, or drastically improving a life.  A swordsman uses a macabe blade to cause horrendous wounds he hopes will kill, or completely debilitate a life.

You probably think you will never be either of these, but the truth is we are all at different times both of these.  You see, our words can be healing balms, and they can be sharp knives (scalpels or swords).  But our words are not normal balms or knives.  Once we let a word go it can never be drawn back in and we lose all control over its outcome. Whether our words are healing balms, or sharp knives, we can only choose them wisely and deploy them carefully, but once they are out, they are out.

All too often we draw out powerful words and throw them around with loud voices and strong emotions. We are like crazed Vikings in the heat of battle, drunk on adrenaline swinging our swords wildly at everyone around us. Our words tear and cut and kill and mame everyone.  And what is really sad is that the people most likely wounded are those closest to us – those we love and who love us.

Spreading a healing balm with the same drunken wildness is better than a sword, but still pretty ugly.  Imagine going into a room and throwing handfuls of Neosporin around.  Even if you mean to help people, most wouldn’t appreciate it much and you will likely waste a lot of valuable balm.  Worse yet, the next time someone is in pain, they likely won’t come to you for some Neosporin.

Do I really need to explain the surgeon’s difference?  His tool is sharper, but much smaller.  He is not allowed to perform surgery if he is emotionally upset, and certainly not when drunk on either wine or adrenaline.  He has thought about exacly what he is doing and is careful where he cuts, and how deep.  When he finished cutting, he is careful to do all he can to heal the wound.

So here is my advice regarding your words.  I don’t always follow these tips, I am human.  But I am sure, the more you follow them, the better off you and those you love will be.

  1. We all grab the weapon or tools we are familiar with, so practice using balms and scalpels, leave the swords in their sheaths.  When we are in idle conversation, or reading, or listening to music or watching a movie…or praying.  Fill yourself with words of kindness, love and peace.  No one needs to use, or listen to, cuss words, ugly stories, angry songs or disrespectful banter.  Get it out of your vocabulary by not letting it into your mind and don’t put it in other’s vocabulary by speaking it.
  2. Do you best to never speak when you are angry.  Simply be quiet, or exit the situation by saying something like, “I have to think about that for a while.”  “Speak when you are angry, and you will give the greatest speech you’ll ever regret.” – Probably Groucho Marx but it’s debateable.
  3. When you must have a cutting conversation with someone, be like a surgeon.  Get the person’s consent.  Explain why you are speaking to them and how you want to do good.  Choose your words carefully and make the smallest incision you can.  Then hang around to help heal the wound, even when they complain about the pain.
  4. And lastly, when other’s swords a flaling around, the strongest person in the room isn’t the one whose sword cuts deepest or last.  The strongest person can absorb the blows and take the wounds. Without an adversary, the swordsman will tire and the battle will end, and others will be wounded less (no one is left unharmed), and perhaps the angry swordsman will learn a better way.

I’m guessing most of the people who know me are wishing I would take my own advice.  I’m trying, I promise.  In the mean time, if I wait till I’ve perfected myself to pass on the lessons I’ve learned, my body will be in the grave and spiritual soulmates will have already been transformed by Jesus.

Life Will Trash Your Trophies

Life Will Trash Your Trophies

TrophyI really wish I could take credit for this…but I can’t.  I’m going to paraphrase From Life on the Edge by Dr. James Dobson, chapter 4, pages 58-61.

It seems that when he was in high school, Dr. Dobson (he wasn’t a doctor then of course) fell in love with tennis.  He was very good and when he went on to college he was intent on “riding this sport into the record books”.  The school had a prestigious “perpetual tennis trophy” and every year added the name of the school tennis champion to the trophy base.  The trophy was about 2 feet tall and it was prominentyly displayed in the college trophy case.

Young James Dobson was determined to have his name inscribed on that trophy.  I guess the determination Dr. Dobson showed through his mature life must have been present as a young adult because his name was inscribed on that trophy, not once, but twice.  Dr. Dobson remembers “I left the college with the satisfaction of knowing that future generations of freshmen would stand at the display case and read my name in admiration.  Someday they might be great like me.”

Fast-Forward just 15 years.

A good friend of Dr. Dobson came to visit one day and he brought with him that trophy.  It appeared to have been repaired a little, but there was “James Dobson” still proudly inscribed on its base.  Dr. Dobson was very surprised to see the trophy out of the school trophy case and asked his friend what the occassion was…and was even more surprised by the answer.

His friend had gone back to visit the school and happened upon the trophy…in a trash dumpster.  The atheletic department was doing some renovations and had decided to get rid of the less significant trophies to make room for the new displays.  His friend had salvaged  the trophy, repaired it, put a new base on it, and had Jame’s name re-inscribed.

From this experience Dr. Dobson gives us this valuable lesson:  ” IF YOU LIVE LONG ENOUGH, LIFE WILL TRASH YOUR TROPHIES, TOO.  I don’t care how important something seems at the time, if it is an end in itself, the passage of time will render it old and tarnished.”

FREE Swing Dance Lessons

FREE Swing Dance Lessons



FREE Swing Dance Lessons

Discount Price: FREE | Regular Price: $40.00

Discount-Logo---PIC   Provider: Preferred Insurance Center

Details: Lessons instructed by Craig Muhlenkamp

  • One class
  • 1.5 hour long
  • 6 couples per class
  • Held in the Preferred Insurance Center basement
[events_planner display=”list-class” display_cols=”title,date,time,available_spaces” taxonomy=”mpl-swing-dance-lessons”]
$20 OFF Banquet Room Rental

$20 OFF Banquet Room Rental



$20 OFF Banquet Room Rental

Discount Price: $65.00 | Regular Price: $85.00




Provider: Preferred Insurance Center

Details:  Located in the basement of Preferred Insurance Center. Great for Holidays, Graduations, Rehearsal Parties, Showers, Meetings, Whatever!

  • Seats 85 very comfortably
  • Stove, oven and refrigerator
  • Handicap accessible

CLICK HERE to learn more about the Banquet Room.

Life Insurance | Cost less than your cable bill!

Life Insurance | Cost less than your cable bill!

cable-bill“I can’t afford it.”

This is one of the most common reasons people give for not having life insurance. But the truth is: It’s less expensive than you think.

A $500,000 term coverage costs about $1 a day. It costs LESS than your cable bill.

People with no life insurance overestimate its cost by three times. And even those who have coverage, overestimate its cost by two times.

While it is an expense that you have to budget for, imagine what the financial impact would be for your family if something were to happen to you and you had no life insurance coverage at all.

There’s a policy to fit every budget, and a life insurance agent can help you find coverage that’s right for you.

Amanda Kremer is our Life Insurance specialist here at Preferred Insurance. Give her a call and see how affordable life insurance can be!

Request a free life insurance quote today! Affordable life insurance and peace of mind is just a click away

Do I need life insurance?? – Life Insurance Awareness Month

Do I need life insurance?? – Life Insurance Awareness Month

It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you cannot avoid. In the event of a tragedy, life insurance proceeds can:

  • Pay for funeral costs
  • Help pay the bills and meet ongoing living expenses
  • Pay off outstanding debt, including credit cards and the mortgage
  • Continue a family business
  • Finance future needs like your children’s education
  • Protect a spouse’s retirement plans

Remember, life insurance is generally cheaper and easier to get when you’re younger. So don’t wait until you are just young at heart to get covered!

Request a free life insurance quote today! Affordable life insurance and peace of mind is just a click away


meet-amandaMeet our life insurance specialist, Amanda Kremer!

I would love to answer any questions you may have about life insurance and help find the best plan that suites your situation.
Please give me a call at 419-678-2326 to set up an appointment!