That’s a really good question, but unfortunately the only accurate answer is: “That depends.” You see, insurance companies make a profit by accurately predicting a group’ s likely hood of having a claim and the likely cost of that claim. If they find a factor that improves predictability, even a little, they will use it,
According to the Ohio Insurance Research Council, one in seven motorists in Ohio is operating without Ohio auto insurance. ONE IN SEVEN! That is 14%! After hearing this staggering statistic, I shouldn’t be surprised that I was a victim of one of these drivers. At the scene, the other driver was able to offer an