Boat/Watercraft Insurance in Ohio

Preferred Insurance Center Offers Boat & Watercraft Insurance in Ohio

Acquiring a boat or watercraft opens up new opportunities for outdoor activities with family and friends. Like other assets, you will need to secure insurance to protect your investment and guard against liabilities. Boat and watercraft insurance is specifically designed to cover common risks associated with boating and water activities. At Preferred Insurance Center in Coldwater, OH, you can rely on our knowledgeable agents for detailed information about boat & watercraft insurance.

Do You Need Boat or Watercraft Insurance?

If you have financed your boat or watercraft, your financial institution will probably require you to carry a certain level of insurance to protect their interest. But even if your craft is fully paid for, you need insurance to protect you against liability, injury to people or property, and damage to the environment from accidents. Watercraft insurance can help to prevent costly litigation and is generally affordable.

What’s Covered on Your Boat/Watercraft?

Insurance will cover your craft in case of theft, fire, or sinking. Liability covers damage your boat may do to other craft or docks. Medical payments will cover costs if anyone is injured while on your boat. Several add-ons are also available that cover trailers and certain boating equipment. Generally, you can choose from actual cash value coverage or replacement coverage for your craft. The difference in these coverages will affect the cost of your insurance premium.

Make Preferred Insurance Center Your Choice for Boat/Watercraft Coverage

You may have questions about boat or watercraft insurance. Our experienced agents can provide the information you need for the right coverage and the right price. We offer many insurance products, including for homes, renters, auto, and businesses. Contact Preferred Insurance Center today for a free, no-obligation quote on boat and watercraft insurance policies.