What Business Owners Should Know About Commercial Insurance

A business owner is an investor. You have invested time and money in your business and you want that investment protected. The best way to do that is with strong insurance products. At Preferred Insurance Center, serving Coldwater, OH, and the surrounding areas, we can help you make solid insurance choices.

Commercial Insurance FAQs

What Is Commercial Insurance?

Commercial insurance is an insurance product developed especially for business owners. There are many different factors that play into the success of a business and that is why you need insurance protection on many different levels. A commercial insurance policy allows you to bundle these different types of insurance into one easy-to-understand policy. 

What Does This Product Cover?

Business insurance will provide coverage in the following areas:

  • Liability- You will want to make sure you are protected from liability claims that could come up against your business. If someone is hurt at your business, this type of insurance will pay for medical bills or legal fees. 
  • Property Damage- This is an important type of insurance coverage. If your business property or equipment is damaged, this type of insurance coverage will kick in to help pay for repairs or replacement. Without this coverage, you could be left paying these expenses out of pocket. 
  • Auto Insurance- You will need a strong auto insurance policy if you are operating vehicles as part of your business. 

If you would like to learn more about commercial insurance or any of our other insurance products, please contact us at Preferred Insurance Center serving Coldwater, OH, and the surrounding areas.