Collision - protection should you have an accident involving another vehicle or object.
Comprehensive - for things like flooding, theft, or vandalism.
Liability - for at-fault accidents you’re involved in. When the medical bills arrive and the lawyers start to call, your liability coverage helps protect you.
Uninsured motorists - if you’re in an accident that was the other driver’s fault, but they either have no insurance or much less than you, this coverage steps in to take care of you.