Long Term Care Insurance
Did you know that over the next decade, more than 29 million Americans will be turning 65?
Turning 65 is a tremendous milestone and an opportunity to reassess your life goals and long term care options. But with the average cost of long term care services on the rise each year, are you adequately prepared?
Ohio Long Term Care Insurance helps protect your IRA, 401k and any other retirement components you may have. With constantly escalating long term care insurance costs, you need a coverage expert who specializes in safeguarding your saving, assets and inheritance.
Thankfully, that is exactly the kind of team you will find at Preferred Insurance Center—we’re proud to provide our fellow residents with the most reliable and affordable Ohio Long Term Care Insurance!
Ohio clients, with Preferred Insurance Center on their side, will benefit from our custom coverage packages which help:
- Keep you in your home: Policies today are designed to have up to 100% of services covered while you maintain a life in your personal home.
- Compound the benefit annually: By securing a policy today, your Long Term Care Insurance benefit will grow by 5% annually to keep up with the rising costs of services while your premium remains level.
- Protect your assets: Without Ohio Long Term Care Insurance, you may have to spend down your assets to $2,000 in order to qualify for Medical. With the insurance, you have asset protection up to the total benefit amount so you do not have to spend down to $2,000.
We know that finding the right Ohio Long Term Care Insurance plan is no easy task, that’s why we aim to make the process easy for you. We can work with you to create a custom plan that correlates with your health coverage and design a long term care policy that matches all of your direct needs. A few different types of long term care are:
- Skilled nursing care - This is long term care given by specially-trained, state-licensed nurses or therapists. It’s given either during or just after the severest level of an illness, and is usually required around the clock. Skilled care can be provided in a person's home.
- Intermediate nursing care - This type of long term care is associated with stable conditions that require daily supervision, but not around-the-clock care. It’s supervised by registered nurses and is often needed for many months or years.
- Custodial care - With this care, patients will receive help cleaning, eating, dressing, bathing, and other daily activities that have become too difficult to do on their own. Special training and medical skills are not required; this care is provided by unskilled nursing assistants in nursing homes, day care centers, and at home.
Don’t hesitate – the longer you wait, the more you will have to pay. Secure your future with an affordable Ohio Long Term Care Insurance policy today!